Obtain financial statements of two banks (many are online). Calculate the following ratios:
Borrowed funds to total assets
Core deposits to total assets
Loans to deposits
Commitments to lend to total assets
Using these ratios compare the two banks’ liquidity positions. Which is more likely to need to rely on borrowed funds? In which bank would you rather be a depositor? In which bank would you rather be a shareholder? Write a comparative analysis.
Present your work as a 1-page report in a Word document formatted in APA style make sure you site your sources.