Financial Management assigment

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ASSIGNMENT 1ST SEMESTER : FINANCIAL MANAGEMENT (FM)

CHAPTERS COVERED : CHAPTERS 1 – 8, 10 & 21 – 24

LEARNER GUIDE : UNITS 1 – 4 & 8

DUE DATE : 3:00 p.m. 19 MARCH 2013

TOTAL MARKS : 100

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INSTRUCTIONS TO CANDIDATES FOR COMPLETING AND SUBMITTING

ASSIGNMENTS

The complete ‘Instructions to Students for Completing and Submitting Assignments’ must be collected from any IMM GSM office, the relevant Student Support Centre or can be downloaded from the IMM GSM website. It is essential that the complete instructions be studied prior to commencing your assignment. The following points highlight only a few important notes.

1. You are required to submit ONE assignment per subject.

2. The assignment will contribute 20% towards the final examination mark, and the other 80% will be contributed by the examination, however, the examination papers will count out of 100%.

3. Although your assignment will contribute towards your final examination mark, you do not have to earn credits for admission to the examinations; you are automatically accepted on registering for the exam.

4. Number all the pages of your assignment (e.g. page 1 of 4) and write your name and surname, student number and subject at the top of each page.

5. The IMM GSM requires assignments to be presented in a typed format, on plain A4 paper. Unless otherwise specified, this assignment must be completed within a limit of 1500 words, excluding the bibliography. Students who exceed the word limit may find that only part of the submitted assignment will be marked.

6. A separate assignment cover, which is provided by the IMM GSM, must be attached to the front of each assignment.

7. Retain a copy of each assignment before submitting, in case the original does not reach the IMM GSM.

8. The assignment due date refers to the day up to which assignments will be accepted for marking purposes. The deadline is 3:00 p.m. on 19 March 2013. Late assignments will be accepted, but 25 markswill be deducted from the maximum mark, if received after 3:00 p.m. on 19 March 2013and up to 5:00 p.m. the following day, after which no assignments will be accepted.

9. If you fail to follow these instructions carefully, the IMM Graduate School of Marketing cannot accept responsibility for the return of the assignment. It may even result in your assignment not being marked.

Results will be available on the IMM GSM website, www.immgsm.ac.za, on 3 May 2013.

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© IMM Graduate School of Marketing

Assignment: 1st Semester 2013 FM

Page 2 of 7

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SPECIFIC INSTRUCTIONS:

Answer ALL the questions

The use of calculators is permitted. Show ALL calculations.

Read all questions carefully to determine exactly what is required before attempting to answer.

Number your answers clearly and set them out under appropriate headings and sub-headings.

QUESTION 1

[25]

Mark each of the accounts listed in the following table as follows:

1.1 In column (1), indicate in which statement – income statement (IS) or balance sheet (BS) – the account belongs.

1.2 In column (2), indicate whether the account is a current asset (CA), current liability (CL), expense (E), non-current asset (NCA), non-current liability (NCL), revenue (R) or shareholder’s equity (SE). The type of account must be in terms of IS and BS entries and not the basic accounting equation (BAE).

(1)

(2)

Account name

Statement

Type of account

Trade and other payables (Creditors)

Trade receivables (Debtors)

Accumulated depreciation

Administrative expense

Buildings

Cash

Ordinary share capital (at par)

Cost of goods sold

Depreciation

Equipment

General expense

Finance cost

Inventories

Land

Long-term debt

Machinery

Short-term borrowings

Operating expense

Preference share capital

Redeemable preference share dividends

Retained earnings

Sales revenue

Selling expense

Taxation on profits

Vehicles

© IMM Graduate School of Marketing

Assignment: 1st Semester 2013

FM

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Page 3 of 7

QUESTION 2

[40]

The following pre-adjusted balances have been extracted from the general ledger of Trendline Traders for the year ended 31 December 2012.

R

Capital

2 000 000

Cash at bank

90 000

Buildings

600 000

Vehicles

300 000

Furniture

210 000

Salaries

215 000

Lights and Water

15 500

Carriage on sales

22 000

Commission received

19 300

Rent received

14 000

Insurance

4 800

Packing Material

10 200

Drawings

13 500

Bad Debts

15 200

Debtors

313 800

Creditors

287 700

Accumulated Depreciation: Vehicles

150 000

Accumulated Depreciation: Furniture

95 000

ADDITIONAL INFORMATION

a. The following transactions took place in respect of the particular product that Trendline Traders sold during 2012.

Date

Units

Cost price per unit

01-Jan-12

Stock on hand

10 000

R 100

03-Feb-12

Issued stock

4 000

04-Mar-12

Received stock

16 000

R 120

05-Jun-12

Issued stock

4 000

06-Aug-12

Issued stock

6 000

31-Dec-12

Returned stock to supplier: 2 000 units received on 4 March.

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b. Depreciation must be provided for the current year as follows:

i. Vehicles – 20% per annum on the cost price

ii. Furniture – 10% per annum on the reducing balance method (No vehicles or items of furniture were bought or sold during the year)

c. Trendline Traders requires a 30% mark-up on cost price.

d. Trendline Traders uses a periodic inventory system. Ignore VAT.

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© IMM Graduate School of Marketing

Assignment: 1st Semester 2013 FM

Page 4 of 7

REQUIRED:

2.1.

Calculate the value of the closing stock using the FIFO method.

(10)

Use the following format and show the balance after each transaction.

Received

Issued

Balance

Date

Units

Price

Amount

Units

Price

Amount

Units

Price

Amount

2.2 2.2.1 Prepare the income statement (statement of comprehensive income)

for the year ended 31 December 2012.

(17)

2.2.2

Prepare the balance sheet (statement of financial position)

as at

31 December 2012.

(13)

QUESTION

3

[21]

Your friend Joe is planning to open a small gymnasium and he has asked you as marketing expert to help him determine the viability of the gymnasium.

Initial costs have been estimated to be as follows:

Refurbishment of the premises

R 120 000

Training equipment

R

80 000

Sauna equipment

R

60 000

R 260 000

These initial costs will be depreciated to a zero book value over 5 years.

The gymnasium will result in annual maintenance charges of R26 000 and annual insurance charges of R13 000.

It is estimated that the variable operating costs will be approximately R60 per month per member. The R60 excludes a 5% commission calculated on each membership fee that Joe will pay to his sales people.

Market research has shown that an annual membership fee of R3 200 per member can be charged.

REQUIRED:

3.1

Calculate the annual unit contribution expected to be realised.

(3)

3.2

Calculate the number of members required to break-even.

(5)

3.3

Calculate the break-even revenue.

(2)

3.4 Assume that Joe wants to make a profit of R89 000. How many members

does Jo need to enrol and what will be the value of his revenue to break-even at the required level of profit? (You may assume that the commission rate and

all other costs remain unchanged.)

(4)

© IMM Graduate School of Marketing

Assignment: 1st Semester 2013

FM

Page 5 of 7

Joe is considering a more aggressive approach to marketing and intends spending R20 000 on advertising as well as increasing the sales commission to 6% and reducing the membership fee to R3 000. As a result of his strategy he would like to make a profit of R70 000.

3.5 Assuming all other costs remain unchanged calculate the number of

membershe needs to enrol in order to break-even.

(7)

QUESTION 4

[14]

Provided on the next page are a statement of financial position (balance sheet) and a statement of comprehensive income (income statement) correctly prepared for a given entity for the 2012 financial period.

Required:

4.1 Using the given financial statements calculate the following ratios for the 2012financial year, rounded off to the nearest second decimal:

(Note: averages are not required and you may assume 360 days in the year and all sales are on credit.)

4.1.1

Total asset turnover

(2)

4.1.2

Mark up %

(2)

4.1.3

Current ratio

(2)

4.1.4

Debtors collection period

(2)

4.1.5

Creditors Payment Period

(2)

(Assume average daily credit purchases of R50 000)

4.1.6

Quick ratio

(2)

4.2 Based on your answers for 4.1.3 – 4.1.6 comment generally on the liquidity

and activity of the given entity for 2012.

(2)

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© IMM Graduate School of Marketing

Assignment: 1st Semester 2013 FM

Page 6 of 7

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Statement of financial position

Assets

2012

Property, plant and equipment (PPE) at cost price

192 000

Accumulated depreciation

-22 000

PPE at carrying value

170 000

Investment in shares

3 000

Non-current assets

173 000

Inventories

30 000

Trade receivables

45 000

Cash and cash equivalents

24 000

Current assets

99 000

Total assets

272 000

Equity and liabilities

Share capital

50 000

Reserves

4 000

Retained earnings

28 000

Ordinary shareholders’ equity

82 000

Preference shares

28 000

Shareholders’ equity

110 000

Total equity

110 000

Long-term debt

80 000

Non-current liabilities

80 000

Trade payables

25 000

Bank overdraft

1 000

Tax payable

1 000

Dividends payable

5 000

Short-term loans

50 000

Current liabilities

82 000

Total equity and liabilities

272 000

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© IMM Graduate School of Marketing

Assignment: 1st Semester 2013 FM

Page 7 of 7

Statement of comprehensive income

2012

Turnover

150 000

Cost of sales and services rendered

-70 000

Gross profit

80 000

Operating expenses

-40 000

Operating income

4 000

Operating profit

44 000

Investment income

2 000

Finance cost

-14 660

Profit before tax

31 340

Tax

-9 400

Profit after tax

21 940

Preference share dividends

-2 800

Attributable earnings

19 140

Ordinary dividends

-10 000

Retained earnings (for the year)

9 140

ASSIGNMENT TOTAL: 100

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© IMM Graduate School of Marketing

Assignment: 1st Semester 2013 FM